New York’s buy now pay later regulation just grew teeth

New York’s buy now pay later regulation adds a 16% usury cap, licensing and an $8 fee limit for lenders and bank partners. Comments close 14 September 2026.
A marketing decision now carries a two year custodial maximum

A finfluencer prosecution reached Southwark Crown Court this week. Five checks that keep financial services marketing on the right side of section 21 in 2026.